Letter: How can Government change State Pension Age without informing you?

This reader worked full-time for 35 years, always paid a full NI contributions and has now found herself having to wait another six years for her state pension.

national insurance application

We always welcome a Letter to the Editor to share with our readers – unsurprisingly they don’t always reflect the views of this publication. If you have something you’d like to share, get in touch and of course, your considered comments are welcome below. This from Yvonne Yelland, Newport. Ed


Not every OnTheWight reader will be aware of the current injustice to thousands of UK women.

Women, like me, that started work and given the option of either paying reduced NI stamp or the full NI stamp. When I started work at the age of 15 during October 1971, I was given the choice and opted to pay the full NI stamp from day one because I was told I would receive a state pension when I was 60. I believed what I was told.

Paid full NI for 35 years
I worked full time for 35 years, always paid a full NI contribution and have never claimed any benefits.

I had my family late in life at the age of 44, so arrived at the magical age of 60 when my child reached 16. He is still in full-time education.

Without receiving any notice, I found that at the age of 60 the Government has broken their contract with me and decided that I would not receive the promised state pension, because for some reason, I am expected to fund the state pensions for other people.

WASPI
There is a group for women in the same situation called WASPI.

There is also a petition for people to sign on the Government Website.

Government response
The reason I am writing is to bring to people’s attention to two sentences from the Government Response to the Petition:

1) “There will be no further concessions on this issue to avoid placing an unfair burden on working age people”

That is unbelieveable! What about placing an unfair burden on people that have worked and now retired!

2) “There is no legal obligation to write to people to tell them about changes in their SPa”

Changes without prior notice
That means, to me, that at anytime the Government can change anything they like, AND can change the State Pension Age (SPa) again and again without prior notice.

So when I am 66 years old, I may find the Government has moved my State Pension Age goalposts to 68.

Image: comedynose under CC BY 2.0

Tuesday, 3rd October, 2017 5:29pm

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Filed under: Government, Island-wide, Letter to the Editor

Any views or opinions presented in the comments below are solely those of the author and do not represent those of OnTheWight.

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17 Comments on "Letter: How can Government change State Pension Age without informing you?"

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emma74

This is a cruel and callous way to treat women who have worked hard all their lives and done what was asked of them. The private sector wouldn’t get away with it. Why should the Government?

eddo
Being a boring person and thinking back to the late sixty’s and seventy’s the when the females wanted equality and burnt the bra Was the thought that the male would reap the benefits and retire at sixty so getting the easy life in our dotage, given that the male used to work for a further five years, it’s no wonder that old persons homes are filled with… Read more »
steephilljack

Rubbish Eddo ! Why should women be discriminated against in these matter and why should the government change the rules without telling anybody ?
Women live longer than men anyway, so don’t mock it !

garyeldridge
I signed the Petition when it was first launched. When last I checked a few days ago only 60,000 people out of 3 million affected had bothered to sign. I saw the Response from from the House Pensions Committee @nd was incensed the arrogance, insult to intelligence and ‘don’t care attitude’ exhibited, so I wrote to the Chair, Ms Jones (L), Warrington and expressed, politely my disbelief… Read more »
seanmosley
The response was from the DWP. Helen Jones is the chair of the Petitions Committee (not the Pensions Committee), and she has spoke out in support of 1950s women before. The original legislation in 1995 was put in place by the tories, and was accelerated by the coalition in 2011. Labour under Blair/Brown did raise state pension age in 2007, but this had largely no direct impact… Read more »
I do not believe it
The elephant in the room here are the words ‘National INSURANCE’. The use of the word “Insurance” is a complete misnomer. Contributors have never paid into, what is commercially considered, a pukka insurance scheme which, under contract law pays out predetermined amounts at an agreed fixed date. Rather NI contributions were, and still are, lumped into the Government ‘s current account in order to pay the Government’s… Read more »
YJC

Thank you Gary Eldridge. It is nice to hear from you and thank you for contacting the Chair Ms Jones.

There are three MP’s that are trying to readdress this that I know of. Tim Loughton, Bob Seely has given his support and Carolyn Harris – who was interviewed on BBC 4 Womans Hour:

http://www.bbc.co.uk/programmes/b092jw7s

(Click on first Chapter)

seanmosley

Literally hundreds of MPs have pledged “support” in some way or other.

Virtually none of them are upfront in public about exactly what policies they are willing to support, or about what they feel is realistic.

A lot of it is smoke and mirrors.

YJC
Of course mens and womens retirement ages should be the same and I cannot imagine anyone would doubt that. Any transition would affect some people but to bring this in without notice, so there was no time to make other arrangements was scandalous. But then to move the goalposts more than once so women were left high and dry for up to six years is what is… Read more »
seanmosley
The 1995 Act gave at least 15 years notice. People may moan about not receiving a letter, but no-one born after 1960 has been sent a letter either and in many cases have had more rises. For example, women born in the early 60s have had their state pension age increased 3 times, and have had a total of 7 years added. If anything, they are the… Read more »
Colin

There have been numerous changes since 1995.

seanmosley

The only subsequent Act to have any direct impact on the vast majority of 1950s women was the 2011 Act.

The 2007 Act affected those born from 1959 onwards, and the 2014 those from 1960.

Colin
The whole pension saga is a fiasco and had it been run in the private sector it would now be subject to repayments similar to those for PPI with MPs shedding crocodile tears. But because it is government run, well, this is the result. Please bear in mind that it is not just women who lose out under the New State Pension rules, but men also. It… Read more »
Colin
Now you’ve got me started… Going back a number of years, there was a move by the unions to get mens retirement age DOWN from 65. At this time I seem to recall that you HAD to retire at 60 for women and 65 for men. Then along came some woman who wanted to work past 60… That was the start of it. Be careful what you… Read more »
YJC

Colin – you are right.

I know many women over 60, who have lost their expected state pension who need to work so they can live. Most have the associated health problems with growing older and have found it virtually impossible to get a job. It is hard enough to get employed when you have everything going for you.

Rockhopper
I am in that position YJC and I am also a victim of the private pension mess (mine is worth approx £1500 pa, far below it’s projected value at inception even though I postponed taking it until I am 66). For most of this year, I have been caring for my mother outside the UK (my parents moved away from the UK 30 years ago) so I… Read more »
YJC
Hello Rockhopper I am always saddened to hear of people in the same circumstances. Also feeling worthless as an older person isn’t nice and also unjust. I feel really aggrieved by all of this. People could say I should have paid into private pensions while I was working. I DID! The main scheme went in to administration and I lost all my contributions and pension to the… Read more »
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